Pension Distributor

Pension Distributor

The Pension Verification & Disbursal Backend System is a centralized, high-performance API service developed to support the seamless distribution of pensions to state government employees. Designed to power web, Android, and iOS applications, the backend facilitates secure identity verification, pensioner authentication, and automated pension disbursal workflows.

Built using Python FastAPI, this backend acts as the core of the multi-platform system, ensuring accurate, real-time communication between users and the government’s financial and identity verification infrastructure. The system prioritizes reliability, speed, and data security to deliver a transparent and efficient pension disbursal experience for all stakeholders.

Purpose

To build a unified backend that enables real-time pension verification, secure disbursal, and seamless communication between mobile/web frontends and government databases—ensuring reliable service to pensioners with minimal manual intervention.

Key Features

  • Biometric & Aadhaar-based Authentication
    Secure pensioner identity verification using Aadhaar eKYC or biometric data via device integration.
  • Multi-platform API Support
    RESTful endpoints serving Android (Kotlin), iOS (Swift), and web-based frontends with consistent response handling.
  • Pension Disbursal Engine
    Automated disbursal of pension amounts via integrated banking APIs, with status tracking and audit logs.
  • Verification Scheduling
    Backend logic for periodic pensioner verification, reminders, and auto-suspension on inactivity.
  • Role-based Access Control
    Secure login and authorization mechanisms for pensioners, administrators, and verification officers.
  • Activity Logging & Reports
    Real-time logs and report generation tools for compliance, audit, and performance monitoring.

Technology Stack

  • Backend Framework: Python FastAPI.
  • Mobile Clients:
    • Android: Kotlin, Android SDK
    • iOS: Swift, Xcode.
  • Authentication: JWT-based token system.
  • External Integrations: Aadhaar eKYC, Bank APIs, SMS Gateway.

      Business Impact

      • Improved Pensioner Access: Pensioners can verify identities and receive payments without needing to visit government offices.
      • Increased Efficiency: Automating verification and disbursal processes reduces administrative workload and speeds up operations.
      • Reduced Fraud: Biometric and Aadhaar-based verification ensures legitimacy, eliminating ghost beneficiaries.
      • Seamless Experience Across Devices: The same backend efficiently supports Android, iOS, and web users.
      • Government Transparency: Real-time logs, audit trails, and reports help in maintaining transparency and compliance with public financial regulations.
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