Micro Loan Processing Platform

Micro Loan Processing Platform

Project Summary

This comprehensive loan application and processing platform, delivered as a web portal and native mobile apps (Android & iOS), streamlines the lending process for customers. Built with ReactJS, Node.js, PostgreSQL, and AWS, it automates workflows, ensures secure digital record-keeping, and provides an intuitive, cross-platform user experience, transforming traditional loan processing into a fast, efficient, and compliant solution.

Objectives

  • Build an accessible multi-platform solution for loan applications.
  • Automate loan processing to minimize manual workload and human error.
  • Implement secure and compliant electronic documentation and record management.
  • Enhance user experience through intuitive mobile and web interfaces.

Responsibilities

    ● Client communication for requirement gathering, feedback sessions, and progress demos.
    ● System architecture design for web and mobile platforms.
    ● End-to-end development of the web portal and native mobile apps.
    ● Implementation of automation workflows and secure electronic record management.
    ● Unit testing, system integration testing, and deployment coordination.

    Technology Stack

    ReactJS, Node.js, PostgreSQL, Kotlin (Android), Swift (iOS), AWS, OAuth 2.0, JWT, SSL Encryption

    Client Impact

    ● Faster Loan Approvals: Automation led to a significant reduction in processing times.
    ● Increased Customer Satisfaction: The easy-to-use mobile apps and web portal
    improved accessibility and customer engagement.
    ● Operational Efficiency: Reduced manual workload for the client’s loan officers, allowing them to focus on critical decision-making tasks.
    ● Enhanced Compliance: Digital record-keeping ensured secure, organized, and
    compliant storage of financial documents.

    Approach

    • Web Portal Development
      ● Domain: Fintech / Loan Management SaaS
      ● Designed and developed a responsive web portal to allow customers to submit loan applications, track status, and manage their loan accounts online.
      ● Integrated dynamic forms, document upload capabilities, and secure login features.
    • Native Mobile App Development
      ● Domain: Finance / Mobile Applications
      ● Built native mobile apps for Android and iOS platforms, ensuring a seamless, consistent experience across devices.
      ● Implemented push notifications, real-time application status updates, and mobile-friendly document submission options.
    • Loan Processing Automation
      ● Automated key stages of the loan application process, including application verification, eligibility checks, document validation, and approval workflows.
      ● Reduced manual processing time, minimized human errors, and improved overall operational efficiency.
    • Electronic Record Management
      ● Enabled secure electronic storage and management of customer applications, supporting regulatory compliance and auditability.
      ● Integrated encryption and role-based access to protect sensitive financial data.
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